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How It Works

How our Installment Loan Works

Installment loans typically involve borrowing an amount less than $800 for a short period of time. At the start of the loan you have the option of just paying the scheduled loan payment, applying an additional amount that will go to the principal or pay the loan off.  The faster you pay down on your loan, the less interest you will ultimately will pay.

Spring Water Financial suggests that you consider paying more (when it is possible) on your scheduled loan payment dates.  The extra amount goes completely to your loan balance.

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